The Influence Of Savings And Loan Products On Cu Keling Kumang Towards Improving Welfare Member
Abstract
This study aims to analyze the influence of savings and loan products on improving the welfare of members of the Keling Kumang Credit Union (CU) BO Sekadau Bersatu. The research method used is a quantitative approach with multiple linear regression analysis. The research sample consisted of 207 respondents who are active members of CU Keling Kumang. Data were collected through questionnaires and analyzed using validity, reliability, normality tests, t-tests, F-tests, and the coefficient of determination (R²) with the help of SPSS. The results of the study indicate that savings products have a positive and significant effect on member welfare with a significance value of 0.011, while loan products have a positive and significant effect with a significance value of 0.000. Simultaneously, both variables have a significant effect on member welfare with an F value of 131.516 and a significance of 0.000. Loan products have the most dominant effect on member welfare .
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Copyright (c) 2026 Veronica Lidia, Margareta Diana, Anisa Safitri, Riska Juliarsih
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EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
