Hubungan Financial Literacy dan Financial Knowledge Terhadap Keputusan Investasi Oleh Investor Pemula di Kota Bengkulu

  • Merita Tri Resky Universitas Islam Negeri Fatmawati Soekarno Bengkulu
  • Asnaini Asnaini Progam Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Fatmawati Sukarno Bengkulu
  • Debby Arisandi Progam Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Fatmawati Sukarno Bengkulu
Keywords: Financial literacy, Financial knowledge, Capital market, Invesment decisions, Novice investors

Abstract

This research was conducted in order to see the relationship between financial literacy and financial knowledge on investment decisions by novice investors in the city of Bengkulu. This research is a quantitative research with a descriptive format and uses primary data. Data was collected from questionnaires distributed to respondents, there were 481 respondents who participated however, only 385 respondents who met the criteria. The sampling technique uses the slovin formula and purposive sampling. The results of this study indicate that financial literacy and financial knowledge have a positive and significant effect on investment decisions by novice investors in the city of Bengkulu with a Correlation Coefficient value for financial literacy of 0.761 which means it is very strong because it is in the range 0.76-0.99 and financial knowledge is 0.829 which means also in the range of 0.76-0.99 which means very strong.

Downloads

Download data is not yet available.

References

(BEI), B. E. I. (2021). Catat Jumlah Investor pasar Modal di Bengkulu Naik 108.
Arianti, B. F. (2021). Literasi Keuangan (Teori dan Implementasinya). Purwokerto: Cv. Pena Persada.
CNBC. (2021). Berapa Lama Waktu Ideal Investasi Saham, Ini Penjelasannya. Https://Www.Cnbcindonesia.Com/.
Erika, V. (2019). Pengaruh Literasi Keuangan Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Fakultas Ekonomi dan Bisnis UMSU. In Skripsi Manajemen.
Ernitawati, Y., Izzati, N., & Yulianto, A. (2020). Pengaruh Literasi Keuangan dan Pelatihan Pasar Modal Terhadap Pengambilan Keputusan Investasi. Jurnal Proaksi, 2, 66–81.
Faidah, F. (2019). Pengaruh Literasi Keuangan Dan Faktor Demografi Terhadap Minat Investasi Mahasiswa. JABE (Journal of Applied Business and Economic), 5(3), 251. doi: 10.30998/jabe.v5i3.3484
Fauziah, L. N. (2019). Analisis pengaruh tingkat literasi keuangan dan religiusitas terhadap keputusan investasi studi pada mahasiswa fakultas ekonomi uin maulana malik ibrahim malang. UIN Maulana Malik Ibrahim.
Fauzy, A. (2019). Metode Sampling. In Molecules (Vol. 9, Issue 1). Retrieved from http://jurnal.globalhealthsciencegroup.com/index.php/JPPP/article/download/83/65%0Ahttp://www.embase.com/search/results?subaction=viewrecord&from=export&id=L603546864%5Cnhttp://dx.doi.org/10.1155/2015/420723%0Ahttp://link.springer.com/10.1007/978-3-319-76
Halim, Y. K. E., & Astuti, D. (2015). Financial stressors, financial behavior, risk tolerence, financial knowledge, dan kepuasan financial. Jurnal Finesta, 3(1), 19–23.
Harahap, S. B., Bustami, Y., & Syukrawati. (2021). Pengaruh literasi keuangan terhadap minat investasi saham syariah (Studi Kasus Galeri Investasi Syariah IAIN Kerinci). Al-Fiddoh, 2(2), 75–82.
Haryono, A., Satrio, Y. D., Munir, S., & Handayani, S. (2020). Financial Literacy (1st ed.). Malang: The Learning University.
Khairunizam, & Isbanah, Y. (2019). Pengaruh Financial Literacy Dan Behavioral Finance Factors Terhadap Keputusan Investasi (Studi Terhadap Investor Saham Syariah Pada Galeri Investasi Syariah Uin Sunan Ampel Surabaya). Jurnal Ilmu Manajemen Fakultas Ekonomi Universitas Negeri Surabaya, 7(2), 516–528.
Kristanto, H., & Gusaptono, H. (2021). Pengalaman Literasi Keuangan Untuk Mengembangkan UMKM.
Lianto, R., & Elizabeth, S. M. (2017). Analisis Pengaruh Financial Attitude, Financial Knowledge, Income Terhadap Financial Behavior di Kalangan Ibu Rumah Tangga Palembang (Studi Kasus Kecamatan Ilir Timur I). Journal of Business and Banking, 3(2), 1–12. Retrieved from https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2ahUKEwjqmZjZoqHzAhXZT30KHbx8D_0QFnoECAMQAQ&url=https%3A%2F%2Fcore.ac.uk%2Fdownload%2Fpdf%2F153523812.pdf&usg=AOvVaw1kmMr9I3OOd53w9onPxOx7
Lusardi, A. (2008). the Role of Financial Literacy, Information, and Financial Education Programs. Household Saving Behavior:, 13824(NATIONAL BUREAU OF ECONOMIC RESEARCH), 41.
Manurung, A. H. (2012). Teori Perilaku Keuangan (Behaviour Finance). 1998.
Muhson, A. (2018). Teknik Analisis Kualtitatif. Teknik Analisis, 1–7. Retrieved from http://staffnew.uny.ac.id/upload/132232818/pendidikan/Analisis+Kuantitatif.pdf
Muhyi, M., Hartono, Budiyono, S. C., Satianingsih, R., Sumardi, Rifai, I., Zaman, A. Q., Astutik, E. P., & Fitriatien, S. R. (2018). Metodologi Penelitian. In Metode Penelitian. Surabaya. Retrieved from www.unipasby.ac.id
Munawar, A., Suryana, S., & Nugraha, N. (2020). Pengaruh Literasi Keuangan Dan Faktor Demografi Terhadap Pengambilan Keputusan Berinvestasi. Akuntabilitas, 14(2), 253–268. doi: 10.29259/ja.v14i2.11480
Mutawally, F. W., & Haryono, N. A. (2019). Pengaruh Financial Literacy, Risk Perception, Behavioral Finance Dan Pengalaman Investasi Terhadap Keputusan Investasi Mahasiswa Surabaya. Jurnal Ilmu Manajemen (JIM), 7(4), 942–953.
Otoritas Jasa Keuangan. (2019). Hasil Survei Literasi Dan Inklusi Keuangan Nasional Meningkat. Otoritas Jasa Keuangan.
Paradikasari, E., & Isbanah, Y. (2018). Pengaruh Financial Literacy, Illusion of Control, Overconfidence, Risk Tolerance, dan Risk Perception Terhadap Keputusan Investasi Pada Mahasiswa di Kota Surabaya. Jurnal Ilmu Manajemen (JIM), 6(4), 424–434.
Pratama, B. rizky. (2017). Metodologi Penelitian.
Pritazahara, R., & Sriwidodo, U. (2015). Pengaruh pengetahuan keuangan dan pengalaman keuangan terhadap perilaku perencanaan investasi dengan self control sebagai variabel moderating. Jurnal Ekonomi Dan Kewirausahaan Vol. 15 No. 1 Maret 2015: 28 – 37, 3(2), 5–10. Retrieved from http://ci.nii.ac.jp/naid/110000039498/
Rachman, T. (2018). Landasan Teori. Angewandte Chemie International Edition, 6(11), 951–952., 1996, 10–27.
Rasuma Putri, N. M. D., & Rahyuda, H. (2017). Pengaruh Tingkat Financial Literacy Dan Faktor Sosiodemografi Terhadap Perilaku Keputusan Investasi Individu. E-Jurnal Ekonomi Dan Bisnis Universitas Udayana, 9, 3407. doi: 10.24843/eeb.2017.v06.i09.p09
Riadi, E. (2016). Statistika Penelitian (Analisis Manual dan IBM SPSS).
Rosliani, S. M. (2017). Pengaruh Pemberian Reward and Punishment Terhadap Motivasi Belajar Siswa Kelas X Pada Mata Pelajaran Pkn Di Sma Pasundan 3 Bandung. NASPA Journal, 33, 26–36.
Sadalia, I., & Andrani, N. (2016). Perilaku Keuangan Teori dan Implementasi. Medan: Pustaka Bangsa Press.
SASTRADIREDJA, M. H. (2018). Pengaruh Financial Knowledge, Financial Attitude Dan Internal Locus of Control Terhadap Financial Management Behavior Generasi Millennial (Studi Kasus Mahasiswa/I S1 Indonesia Banking School).
Selvi. (2018). Literasi Keuangan Masyarakat. Gorontalo: Ideas Publishing.
Suharto, S. (2016). Hubungan Daya Tanggap Terhadap Loyalitas Pelanggan (Studi Kasus Pada Nasabah Tabungan Supa PT. BPR Sumber Pangasean Bandar Jaya). Akuisisi: Jurnal Akuntansi, 12(1), 51–63. doi: 10.24127/akuisisi.v12i1.91
Supardi. (1990). Populasi dan Sampel Penelitian. April 1952, 101.
Suriani, S. (2022). Financial Behavior. Medan: Yayasan kita menulis.
Sutisna, I. (2020). Statistika Penelitian: Teknik Analisis Data Penelitian Kuantitatif. Universitas Negeri Gorontalo, 1(1), 1–15. Retrieved from https://repository.ung.ac.id/get/karyailmiah/4610/Teknik-Analisis-Data-Penelitian-Kuantitatif.pdf
Wahyudi, A. (2010). Analisis Korelasi Rank Spearman. 13.
YULIANI, Y. (2019). The Effect of Financial Knowledge on Financial Literacy with Mediated by Financial Behavior in Society of Palembang City South Sumatera. Mix Jurnal Ilmiah Manajemen, 9(3), 421. doi: 10.22441/mix.2019.v9i3.003
Published
2023-01-31
How to Cite
Resky, M., Asnaini, A., & Arisandi, D. (2023). Hubungan Financial Literacy dan Financial Knowledge Terhadap Keputusan Investasi Oleh Investor Pemula di Kota Bengkulu. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, 11(1), 1021–1032. https://doi.org/10.37676/ekombis.v11i1.3310
Section
Articles