The Impact Of Financial Technology And Financial Literacy On The Financial Management Of Microenterprises In Sungai Tabuk Subdistrict
Abstract
This study aims to analyze the influence of financial technology and financial literacy—both individually and simultaneously—on the financial management of micro-entrepreneurs in Sungai Tabuk Subdistrict, Banjar Regency.
This study employs a quantitative approach with an associative design. The study population consists of micro-entrepreneurs in Sungai Tabuk Subdistrict, with a total sample size of 97 respondents determined using the Slovin formula. Data collection was conducted through the distribution of questionnaires using a 1–5 Likert scale. The measurement instruments used in this study have undergone validity and reliability testing. For data analysis, IBM SPSS Statistics 25 was used, which included descriptive analysis, classical assumption testing, multiple linear regression analysis, partial testing (t-test), simultaneous testing (F-test), and the coefficient of determination (R²)
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Copyright (c) 2026 Falah Falah, Elma Abnaina, Reistiawati Utami, Yusri Yusri
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