Alkaromi M, Cahyono D, Santoso B. Exploring the Financial Behavior of Micro, Small, and Medium Enterprises: Factors Influencing Financial Decision-Making. EKOMBIS [Internet]. 24Apr.2026 [cited 25Apr.2026];14(2):1845-60. Available from: https://jurnal.unived.ac.id/index.php/er/article/view/9477