Desniawaty D, Sari P, Damanik J. Analysis Of The Influence Of Financial Literacy, Ease Of Use, Risk Perception, And Decision To Use QRIS As Digital Payment On FE Students Of Sarjanawiyata Tamansiswa University Yogyakarta. EKOMBIS [Internet]. 30May2025 [cited 22May2026];13(3):2041-. Available from: https://jurnal.unived.ac.id/index.php/er/article/view/8021