Benediktus F, Kohardinata C. Double Literacy, Double Protection?: Minimising Gen Z’s Risky Digital Credit Behaviour In Surabaya Through Financial Literacy And Digital Financial Literacy. EKOMBIS [Internet]. 16Jul.2024 [cited 22Jul.2024];12(3):3005–3016. Available from: https://jurnal.unived.ac.id/index.php/er/article/view/6043