Putri, Titania, and Atik Aprianingsih. “The Determinants Of Customer Loyalty In The Financial Digital Industry: Bank-Based And Fintech-Based Qris Providers In Indonesia”. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis 14, no. 3 (July 19, 2026): 4403-4412. Accessed July 23, 2026. https://jurnal.unived.ac.id/index.php/er/article/view/10067.