Nugroho, E., and T. Falianty. “Digital Financial Services and Impact of M&A in the Banking Sector Performance: Case: Indonesian Fintech M&A on Banking Sectors”. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, Vol. 14, no. 1, Jan. 2026, pp. 105–116, doi:10.37676/ekombis.v14i1.8758.