Wiyandari, R., and N. Kirana. “The Influence Of E-Wallet Usage, Financial Literacy And Lifestyle On Financial Management Of Female Civil Servants In Mempawah District”. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, Vol. 12, no. 3, June 2024, pp. 2475–2486, doi:10.37676/ekombis.v12i3.6157.