Fritiwi, W., D. Hariyanto, and H. Safitri. “The Influence Of E-Wallet Usage, Financial Literacy And Lifestyle On Financial Management Of Female Civil Servants In Mempawah District”. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, Vol. 12, no. 3, June 2024, pp. 2487–2498, doi:10.37676/ekombis.v12i3.6106.