Shaliha, A., and E. Marsasi. “The Influence of Attitude and Perceived Risk to Optimize Intention to Adopt Based on Theory of Planned Behavior in Generation Z”. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, Vol. 12, no. 2, Mar. 2024, pp. 1679 -, doi:10.37676/ekombis.v12i2.5427.