Sari, M., N. Ardian, R. Juliangga, R. Binti Ibrahim, and M. Pesch. “Analysis of Factors Influencing Financial Technology Usage Among Students of Politeknik Tuanku Syed Sirajuddin, Malaysia”. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, Vol. 14, no. 3, July 2026, pp. 4609-22, doi:10.37676/ekombis.v14i3.13106.