Rizki, M. and Ryanto, F. (2024) “Financial Behavior Mediation Effect On The Influence Of Risk Tolerance And Financial Efficacy On Investment Decisions Of Gen Z In Pontianak City”, EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis, 12(2), pp. 2249–2258. doi: 10.37676/ekombis.v12i2.5444.