Adiandari, Ade, Putu Denny Herlambang, Ni Sudiyami, and Nyoman Ayu Amrita. 2024. “Factors Influecing Financial Literacy; Analysis Of Helplessness, Cognition, Needs And Social Environment Moderation”. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis 12 (3), 3329–3340. https://doi.org/10.37676/ekombis.v12i3.6011.