RIZKY, P.; DARMAN, D.; FATTAH, V.; SAMUDRA, S. Analysis Of Factors Hindering The Level Of QRIS Usage In The MSME Sector In Palu City. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis, v. 14, n. 3, p. 2911-2922, 8 jul. 2026.