Rizky, P., Darman, D., Fattah, V., & Samudra, S. (2026). Analysis Of Factors Hindering The Level Of QRIS Usage In The MSME Sector In Palu City. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, 14(3), 2911-2922. https://doi.org/10.37676/ekombis.v14i3.10173