Putri, T., & Aprianingsih, A. (2026). The Determinants Of Customer Loyalty In The Financial Digital Industry: Bank-Based And Fintech-Based Qris Providers In Indonesia. EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, 14(3), 4403-4412. https://doi.org/10.37676/ekombis.v14i3.10067